15407 Gideon Gilpin St Brandywine, MD 20613
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About this home
WELCOME HOME TO CHADDS FORD IN BRANDYWINE! Discover comfy living in this 3-bedroom, 3.5-bathroom townhome spanning three thoughtfully designed levels in the sought-after Chadds Ford community. Natural light floods the living room through a beautiful bay window, creating an inviting space for relaxation and entertaining. The modern kitchen features stainless steel appliances, perfect for the home chef. The versatile bonus room in the basement offers endless possibilities—whether you envision a home office, media room, fitness area, or additional entertaining space. Chadds Ford residents enjoy access to exceptional community amenities including a clubhouse, swimming pool, and tennis courts. Your new home is conveniently located directly across from the neighborhood tot lot. The community also features a lake, walking trails, and picnic areas, providing year-round outdoor recreation opportunities. Brandywine offers the perfect blend of suburban convenience and natural tranquility, with easy access to shopping and dining along U.S. Route 301. Commuters benefit from excellent access to employment hubs in Washington, D.C. via U.S. Route 301 and MD Route 5 (Branch Avenue). Express MTA commuter bus service is available from nearby park-and-ride locations, providing direct routes to Washington, D.C. This welcoming community puts you minutes from diverse dining options, the Brandywine Shopping Center, and recreational destinations including nearby Cedarville State Forest and Rosaryville State Park. Experience the best of Southern Maryland living with room to grow and thrive. **Schedule your tour today and make Chadds Ford your new home!**
Source: BRIGHT #MDPG2179918
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.