155 Filson Dr Senoia, GA 30276
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About this home
Welcome to this 4-bedroom, 2.5-bath home in the desirable Heritage Pointe community of Senoia. Designed with both function and comfort in mind, this two-story home offers generous living spaces and room to grow. Inside, you'll find hardwood floors and an easy flow between rooms on the main level. A flexible front room provides space for a home office, playroom, or study, while the family room centers around a fireplace that adds warmth and character. The kitchen features granite countertops, a large island, an oversized pantry, and abundant storage. A raised back deck extends the living space outdoors, ideal for relaxing and enjoying the private setting. Upstairs, a versatile loft offers options for a media room, study space, or second sitting area. The primary suite includes a spa-inspired bathroom with soaking tub, walk-in shower, dual sinks, and a large walk-in closet. Three additional bedrooms, a full bath, and a convenient laundry room complete the upper level. The unfinished basement adds even more potential, whether for storage or future expansion. Heritage Pointe residents enjoy access to a pool, sauna, kiddie pool, fitness center, playground, and tennis courts-all just minutes from downtown Senoia and a short drive to shopping, dining, and schools in Peachtree City.
Source: GAMLS #10589873
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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