155 Woodgate Cir Pasadena, MD 21122
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About this home
Best Pricing Ever!! Live the Luxury Lifestyle in the Heart of Pasadena! You Did Not Miss The Opportunity To Live At The Highlands! Ballard Model!!!! Welcome to 155 Woodgate Cir—a stunning, luxury 1-car garage townhome that lives like a single-family home, nestled in a resort-style community in the vibrant heart of Pasadena, MD. With designer touches, generous space, and a location that’s second to none, this is more than a home—it's a lifestyle upgrade. Step inside the inviting foyer, where the ground-level recreation room offers versatile living—perfect as a media room, home office, or even a future guest area. Upstairs, you'll love the expansive great room, ideal for relaxing or entertaining, which flows seamlessly into the gourmet kitchen and bright dining area. With a huge island and ample seating, it’s a dream for everyday meals or hosting friends and family. On the third level, enjoy two well-sized bedrooms and a full bath, while your luxurious primary suite becomes your personal retreat—featuring dual walk-in closets and a spa-inspired bath with a double vanity. Highlights include: Open-concept living with high-end finishes 1-car garage and spacious layout Resort-style amenities in The Highlands community Located just minutes from Route 10, Route 100, and I-97, excellent access to Baltimore, Annapolis, Washington D.C., and Fort Meade. Spend weekends exploring Kinder Farm Park, Lake Waterford Park, or biking the scenic B&A Trail. Shopping, dining, and daily conveniences are all close by—offering the best of suburban charm with city accessibility. What are you waiting for? Live The Dream! Builder Warranties!!!
Source: BRIGHT #MDAA2117980
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.