15505 W Coral Pointe Dr Surprise, AZ 85374
Your savings
About this home
Welcome to this beautifully maintained 2-bedroom, 2-bath home in Sun City Grand. Enjoy a comfortable layout with a spacious great room, open kitchen, and desirable north-south exposure. The kitchen features granite countertops and granite backsplash, and newer KitchenAid appliances, perfect for everyday cooking or entertaining. Both bathrooms include custom-tiled showers and granite counters, while the owner's suite offers a walk-in closet with custom cabinetry for added organization. The garage features epoxy flooring and built-in storage cabinets. A newer HVAC system ensures year-round comfort and efficiency throughout the home. The Select Home Warranty Platinum Care plan is transferable through April 2026 for extra peace of mind. Step outside to a private backyard with a peaceful patio ideal for relaxing or entertaining. Additional highlights include the solar system installed in 2021 to keep energy costs low with a fixed $65 monthly lease, professionally tinted windows and sliding doors in the Great-room and Kitchen with custom valances and shades, security door screens for both front door and sliding patio doors, built-in great room shelving with accent lighting, and custom wooden blinds in both bedrooms. This move-in ready home offers the best of comfort and convenience in a welcoming 45+ community.
Source: ARMLS #6914876
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.