1552 Avondale Ridge Dr Plant City, FL 33567
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About this home
Approved 2.25% assumable VA loan (buyer must meet criteria and qualify in order to take advantage). Seller will contribute $5,000 towards buyers closing cost. Welcome to the quiet, GATED community of Avondale Groves. Nestled on nearly 2 acres of peaceful, open land, this spacious 4-bedroom, 3-bathroom home offers the perfect blend of comfort, function, and freedom. Whether you're entertaining guests, working from home, or simply soaking up the quiet, this property delivers. Inside, you'll find a well-designed layout featuring a dedicated office/den ideal for remote work, hobbies, or a quiet reading space. The open concept flows effortlessly, connecting your living, dining, and kitchen areas for easy living. Primary bedroom features walk in closet and bathroom with dual sinks. Split bedroom floor plan with bedrooms 2 & 3 Jack & Jill style. 4th bedroom tucked in the back along with the 3rd bath making this the perfect space for guests. Kitchen equipped with upgraded GRANITE countertops and stainless steel appliances. Outside you will be greeted with a large covered/screened patio that leads you straight out to the above-ground pool perfect for cooling off during Florida summers. The 65x30 detached RV GARAGE/WORKSHOP is a rare find, fully equipped to house an RV with 30/50 AMP electrical and offering ample storage space including a climate-controlled storage room for added convenience. Home is wired for an emergency generator. The property line covers roughly 3/4 of the pond which is stocked, ready for fishing. This home has it all space, privacy, utility, and comfort. Don't miss this unique opportunity to own a one-of-a-kind property that checks every box. UPDATES INCLUDE- New DOUBLE ENTRY DOORS, New ROOF, New WATER HEATER Aug. 2025, FRESH INTERIOR/EXTERIOR PAINT, DISHWASHER 2025, POOL LINER 2025, POOL PUMP April 2024, GRANITE in kitchens & bathrooms and WATER SOFTENER 2022. Garage fridge, both sets of W/D to convey USDA eligible. Schedule your showing today!
Source: STELLAR #TB8426668
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.