1552 Mosaic Way Smyrna, GA 30080
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About this home
Welcome to this move-in ready smart home featuring 3-bedroom, 3.5-bath townhome in the highly sought-after Mosaic at Vinings gated community. Home is located close to the battery and in the heart of Smyrna! ALL MAJOR SYSTEMS RECENTLY REPLACED; including both HVAC units--upstairs HVAC was installed July 2020 still covered by the manufacturer warranty and downstairs HVAC was replaced in July 2024 with a 3-year contractor warranty--both systems have Honeywell Pro thermostats, upgraded water heater was installed 2024, and roof have been replaced within the last 5 years! This spacious home features an open floor plan with plenty of natural light, perfect for both entertaining and everyday living. The kitchen boasts stainless steel appliances, granite countertops, new touch-less faucet and disposal, upgraded backsplash, and a breakfast bar that flows seamlessly into the dining and living areas. The inviting living room includes a cozy gas fireplace and access to a private deck with French doors, ideal for relaxation. Upstairs, the oversized owner’s suite with trey ceilings offers a walk-in closet, dual vanities, a soaking tub, and a separate shower. The secondary bedrooms both also have their own ensuite bath for added convenience. The lower level features a third bedroom with new LVP flooring throughout with a full bath, perfect for guests, a home office, or a media room. Additional highlights include hardwood floors, fresh paint, and an attached tandem two-car garage. Enjoy community amenities like a saltwater pool, trails with fire pits, and dog park, plus easy access to the Smyrna Market village, shopping, dining, and major highways. Don’t miss the chance to make this beautiful townhome your own! Ask us about two GRANT opportunities to first time home buyers receive up to $12,500 towards down payment and closing costs.
Source: FMLS #7653688
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.