15531 Martinmeadow Dr Lithia, FL 33547
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About this home
One or more photo(s) has been virtually staged. Luxury & Lifestyle in FishHawk Ranch’s Gated Martin Meadow. Welcome to the gated Martin Meadow neighborhood of FishHawk Ranch, where resort-style living meets everyday comfort. This Suarez-built 5-bedroom, 3-bathroom home with a 3-car garage boasts stunning curb appeal with stacked stone accents, mature Florida-native landscaping, and the ever-popular “Jasmine” floor plan, complete with soaring volume ceilings. Step inside to find formal living and dining rooms perfect for hosting, and an open-concept family room bathed in natural light. Sliding doors topped with an arched transom window lead to the screened lanai, where you’ll enjoy Florida’s famous indoor-outdoor lifestyle. The kitchen is ready for culinary adventures with stainless steel appliances, wood cabinetry, neutral gray Corian countertops, a generous center island and a bright breakfast nook overlooking the backyard. The owner’s retreat is a private sanctuary, flooded with light and featuring dual walk-in closets, a spa-inspired en-suite with double sinks, a jetted tub, and a walk-in shower. The triple-split floor plan gives everyone space: two bedrooms share a full bath in their own wing, a fourth bedroom has its own nearby bath (ideal for guests or in-laws), and upstairs you’ll find the fifth bedroom for work, play, or extra privacy. Outside, an extended screened and covered lanai overlooks a fully fenced backyard with lush green grass, perfect for pets, play, and weekend barbecues. Living here means access to FishHawk Ranch’s top-tier amenities: multiple resort-style pools, the Aquatic Center, miles of trails, fitness center, skate park, Park Square shops & dining, and more. Plus, A-rated schools. This is more than a house… it’s your next chapter in one of Tampa Bay’s most sought-after communities. Schedule your showing today and see why life is better in FishHawk Ranch.
Source: STELLAR #TB8418297
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.