15541 Martinmeadow Dr Lithia, FL 33547
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About this home
HUGE PRICE IMPROVEMENT!! DON'T MISS THIS ONE! Beautiful 4 bedroom/2 bath home located in the gated community of Martinmeadow. A rated elementary, middle, and high schools. This beautiful Suarez built home offers 2,424 sq. ft of open living space and features 4 bedrooms, 2 baths and Bonus Room that can be used as a 5th Bedroom. The home sits on a fully fenced lot and backs up to conservation area so no backyard neighbors! The inviting double door entryway with transom window welcomes you to this lovely home. Laminate floors throughout with the exception of tile in the wet areas. The floorplan with its triple split feature, starts with bedrooms 1 and 2 to the right and bedroom 3 to the left. You will love the large formal dining area, perfect for holiday celebrations and family dinners and get togethers. The open kitchen offers a breakfast bar and eat-in area for morning gatherings and a spot to enjoy that morning cup of coffee. The kitchen has stainless appliances and plenty of counter space making the kitchen functional as well as open and spacious. The kitchen flows seamlessly into the large family room, perfect for entertaining. Large master bedroom with room for a king-sized bed and also a nice recliner or comfortable chair to sit and enjoy a good book. Large master bathroom with dual sinks, ample storage, garden tub with separate shower, loads of counter space and walk-in closet. Upstairs you will find a large bonus room with built in storage shelves and newly renovated closet. The upstairs bonus room can be used as a bedroom, playroom, office, gaming room or more! Sliding glass doors take you from the family room to the Florida room to enjoy the sunsets with your favorite evening beverage or for a workout room or just a place to relax after a long day of work. The Florida room exits to a large lanai with brick pavers and wooded conservation views. Lots of natural light flows through the large windows and gives this home a bright, open feeling. Tons of storage space, including an over-sized under the stairs storage area. Newer roof (replaced October 2021). New A/C in July 2024. Exterior of Home painted in 2023. Enjoy all of the amazing amenities of Fishhawk Ranch including, The Aquatic Club and Osprey community club houses, resort style pools, parks, tennis, shops, restaurants, skate park, dog park, and more. Call today for your appointment to see what this beautiful home and family friendly amazing community of Fishhawk has to offer!
Source: STELLAR #TB8412391
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.