1555 Berkshire Dr Palmdale, CA 93551
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About this home
Welcome to this beautiful two-story home that effortlessly blends comfort, style, and functionality. Step inside to discover a spacious layout featuring a convenient downstairs bedroom and full bathroom, perfect for guests or multi-generational living. Upgraded laminate flooring flows seamlessly throughout the home, complemented by an abundance of natural light from the south-facing front, creating a warm and inviting atmosphere. The kitchen is a chef’s delight, boasting modern cabinetry and exquisite quartz countertops that provide both durability and elegance. Upstairs, the primary suite is generously sized and includes a walk-in closet and a spa-like en-suite bathroom with upgraded tile and a double sink vanity. The house originally had five-bedrooms, but the previous owner combined two bedrooms into one expansive room, offering a flexible layout. The additional bedrooms are comfortably sized and full of potential. Step outside to a low-maintenance spacious backyard, perfect for eco-conscious living. Enjoy privacy and security with block walls and take advantage of the custom RV access and gate—ideal for recreational vehicles or extra storage needs. Large backyard storage units provide even more flexibility for the personal items. Located just minutes from the Antelope Valley Mall, local schools, and shopping centers, this home offers both convenience and quality living. Don’t miss your chance to make this versatile and beautifully maintained property your own!
Source: CRMLS #SR25217959
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.