1555 Cadence Loop Cantonment, FL 32533
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About this home
Welcome to Harmony Estates, one of Cantonment’s most desirable neighborhoods known for its quality craftsmanship, safety, and pride of ownership. This beautiful all-brick home has been maintained by one family and offers 4 bedrooms, 3 bathrooms, a bonus room, and 2,824 square feet of living space (4,018 sqft under roof) on a spacious 0.28-acre corner lot. From the moment you arrive, the curb appeal stands out—custom front and backyard landscaping, accent lighting, and a wide driveway leading to an oversized 2-car garage. Inside, you’ll find tall ceilings, crown molding, and an open layout that flows effortlessly from the foyer into the formal dining area and large living room. The kitchen is a dream, featuring quartz countertops, a 5-burner gas range, Samsung appliances, a farmhouse sink, and both a breakfast nook and bar seating area—perfect for entertaining or family gatherings. The primary suite is a peaceful retreat with tray ceilings, natural light from large windows, and a luxurious bathroom complete with a custom tile shower featuring rain, standard, and handheld shower heads, a double vanity, a private bathroom, generous linen storage, and a walk-in closet that feels like its own room! Additional highlights include a tankless gas hot water heater, LVP flooring throughout with tile in the bathrooms and carpet in the bedrooms, and cased windows and doors throughout for a refined finish. Step outside to enjoy the screened-in back porch that opens onto a custom paver patio, perfect for morning coffee or grilling in the evenings. The fully fenced backyard includes a storage shed, full irrigation system, double and single gates, and whole-house gutters. The garage entry area is as functional as it is beautiful, featuring a built-in hall tree and mudroom, a custom desk nook, and an oversized laundry room with ample storage. This home truly has it all—space, quality, and peace of mind knowing no more homes will be built in this well-established subdivision.
Source: PENSACOLA #672448
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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