1556 Bengal Ct Palmdale, CA 93551
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About this home
This beautiful home is nestled at the end of a quiet cul-de-sac in one of West Palmdale’s most sought-after neighborhoods, and as soon as you lay your eyes on it you’ll immediately recognize he owner’s true “Pride-Of-Ownership.” Here are just a few of its many other fine features: Lush landscaping, colorful planters, and stone façade enhance its eye-catching curb appeal . You’ll step into a sunlit 1,924 square foot open concept floor plan that is in “Move-In-Condition” with soaring vaulted ceilings, striking architectural accents, new light fixtures, and a complementary blend of new vinyl and plush carpet flooring with new baseboards. Spacious living room accented by the staircase with custom railing. The family’s cook is going to truly appreciate the recently updated kitchen’s recessed lighting, large garden window, abundant cabinets, pantry, new quartz counters, new built-in stainless steel appliances, durable dual basin stainless steel sink, breakfast bar, sit down breakfast alcove with direct patio access, and the convenience of the adjoining formal dining room. Since the family room with its gas-burning fireplace flows seamlessly with the kitchen you’ll find it easy to serve and entertain your guests simultaneously. All 4 bedrooms have new ceiling fans; The downstairs bedroom has its own full bathroom making it perfect for guests. The grand suite has a large walk-in closet with built-in organizers, and a sumptuously appointed bathroom with large dual sink mirrored vanity with new fixtures, soaking tub, custom tiled glass enclosed shower with new door, and private commode. All 3 bathrooms have new custom tile flooring. Functionally located laundry room. Energy efficient dual pane windows and large solar panel array will help keep your utility bills low. Central air & heat. You’re going to enjoy the large backyard with its huge entertainer’s patio. 2 car direct access garage. All of this sits on a huge 11,252 square foot lot that is close to schools, parks, grocery stores, restaurants, the Palmdale Marketplace Mall, and the 14 freeway. Call now for all the details and I’ll gladly arrange your private tour. Solar panels paid off.
Source: CRMLS #SR25230114
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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