1560 Bel Keene Dr Clearwater, FL 33756
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About this home
Welcome to this stunning four bedroom, three bathroom block house in the middle of Clearwater, FL. When you step inside the home you will be greeted by a spacious dining and living area, perfect for entertaining family and friends. The well-designed layout ensures a seamless flow between rooms, creating an atmosphere of ease and relaxation. The kitchen is a true culinary haven, featuring modern appliances, sleek countertops, and ample cabinet space for all your cooking essentials. Whether you're preparing a quick meal or hosting a dinner party, this kitchen is sure to impress. The four bedrooms provide a great location for both privacy and comfort. With generous dimensions, each bedroom offers ample space for relaxation and personalization. The three bathrooms, including an en-suite in the master bedroom, ensure convenience for the entire family. As you step outside, you'll discover a backyard oasis that's perfect for enjoying the Florida sunshine. The highlight of this property is undoubtedly the sparkling pool, inviting you to take a refreshing dip on hot summer days or simply unwind by the water's edge. Located in the sought-after city of Clearwater, this home offers a great location with easy access to a variety of amenities. Whether you're looking to explore the vibrant downtown area, relax on the beautiful beaches, or enjoy the numerous shopping and dining options nearby, this property is ideally situated to fulfill your every need. Don't miss out on this incredible opportunity to own a four bedroom, three bathroom block house with a pool and a fantastic location in Clearwater, Florida. Schedule your showing today and envision the wonderful memories waiting to be made in this exceptional home.
Source: STELLAR #TB8347398
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.