15602 Vista Del Mar St Moreno Valley, CA 92555
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About this home
Spacious Home in Desirable Rancho Belago – Ready for Your Personal Touch Welcome to this roomy and well-laid-out 4-bedroom, 3-bathroom home located in the sought-after Rancho Belago neighborhood. Offering 2,715 sq ft of comfortable living space, this property is a fantastic opportunity for buyers looking for space, function, and a solid foundation to make their own. As you enter, you’ll find a formal living and dining area with plenty of natural light and an open, airy feel. The downstairs features durable wood-look tile flooring, crown molding, and ceiling fans throughout. The family room includes a gas log fireplace and is pre-wired for a 7.1 surround sound system—perfect for movie nights or entertaining. The adjoining kitchen offers dark granite countertops, ample cabinetry, a double oven, walk-in pantry, built-in desk, and a cozy breakfast nook. Upstairs, all bedrooms provide privacy and good space. The primary suite offers a gas fireplace, large windows, a spacious walk-in closet, and a roomy en suite bathroom with dual vanities and an oversized jetted tub. One of the secondary bedrooms includes its own private balcony, and the upstairs laundry room adds everyday convenience. A loft area provides great flexibility as a study zone, reading corner, or home office. The backyard is generously sized with a covered patio and space to enjoy the outdoors. Backyard is a large blank slate waiting for your ideas. A great value in a great location—come see the possibilities for yourself! SELLER WILL LOOK AT ALL REASONABLE OFFERS
Source: CRMLS #IG25136338
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.