15620 Erie Rd Apple Valley, CA 92307
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About this home
Discover modern ranch living at its finest in this beautifully appointed 2022-built home nestled in a desirable, established Apple Valley neighborhood. Set on nearly a full acre of flat, fully fenced land, this turnkey property offers the perfect blend of comfort, functionality, and flexibility—whether you're seeking a peaceful retreat, a place for your horses, or room to store all your toys. Step inside and be welcomed by an inviting open floor plan designed for easy living and entertaining. The spacious primary suite is thoughtfully positioned on one side of the home, offering privacy and comfort with a large walk-in closet, dual vanities, and a stunning walk-in shower. Three additional bedrooms and a full bath are located on the opposite wing—ideal for guests, multigenerational living, or a home office setup. Enjoy your morning coffee in the enclosed sunroom with large windows and a pet-friendly doggie door, or unwind in the evening on the expansive covered patio—perfect for taking in serene desert sunsets and stargazing nights. The professionally landscaped grounds feature dusk-to-dawn exterior lighting, a sprinkler system, and plenty of usable space for gardening, recreation, or hobby farming. Inside, you’ll appreciate upscale touches like KitchenAid stainless steel appliances, a cozy gas fireplace, and modern conveniences including a Ring system, wired security, and a fully paid-off solar energy system—providing substantial energy savings from day one. Additional features include: 3-car garage with ample storage Zoned for horses Split floor plan for enhanced privacy Move-in ready with screen door and thoughtful upgrades throughout Ideal location to enjoy nearby shopping, dining, schools, and front-row views of the 4th of July fireworks ?? Whether you're starting a new chapter, expanding your lifestyle, or simply seeking space and serenity, 15620 Erie Road is a rare opportunity that checks every box. Come see this exceptional home in person—it’s more than a house, it’s a lifestyle.
Source: CRMLS #IG25184460
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.