15622 Swanscombe Loop Upper Marlboro, MD 20774
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About this home
Your opportunity awaits! Become the proud new owner of this stunning townhome. 🏡✨Discover resort-style living in this stunning 3-level townhome, approximately 3400 sq ft, located in the prestigious and amenity-rich Beechtree community—where lifestyle, luxury, and leisure come together seamlessly. This beautifully upgraded home boasts 3 spacious bedrooms, 2.5 baths, and a rare 3-level bump-out that adds incredible versatility and space. The open-concept main level includes a light-filled sunroom that flows effortlessly from the dining and kitchen areas—perfect for entertaining guests or enjoying cozy family meals. Enjoy the space of a single-family home without the hassle of yard maintenance. Spend your free time golfing at the award-winning Lake Presidential Golf Course, strolling along scenic walking trails, playing tennis, or unwinding with dinner and entertainment at the clubhouse. Upstairs, the primary suite delivers true “wow factor” with tray ceilings, elegant columns, a serene sitting area, and a spa-inspired en suite featuring dual vanities, soaking tub, and a separate shower. The two additional bedrooms are well-sized and filled with natural light—ideal for family, guests, or a home office. The fully finished basement adds even more living space with a cozy fireplace, wet bar, powder room, and walk-out access to the backyard—perfect for relaxing or hosting gatherings. Additional highlights include a 2-car garage, a deck off the sunroom, and a fenced backyard for added privacy. With its luxurious finishes and access to top-tier community amenities, this home truly offers the best of both worlds—comfort and convenience. Schedule your private tour today and make Beechtree your next home! Reasonable closing concession will be considered.
Source: BRIGHT #MDPG2161120
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.