15625 June Bug Dr Middletown, CA 95461
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About this home
Sprawling across 6.9 beautiful acres in the heart of Lake County, this stunning 4-bedroom, 3-bath plus den home offers over 3114 square feet of single-level living, combining luxury, comfort, and thoughtful functionality. Surrounded by breathtaking views and peaceful natural beauty, the home is enhanced by low-maintenance landscaping and hardscaping, offering a perfect balance of serenity and convenience. Inside, the home showcases Brazilian cherry hardwood floors, luxury vinyl plank, and plush carpet. The gourmet kitchen is a chef’s dream with a huge island and top-tier appliances including a 6-burner gas cooktop, Kenmore Elite refrigerator with ice and water dispenser, Bosch SilencePlus dishwasher, KitchenAid trash compactor, and Dacor microwave and digital oven with gas stovetop and fume hood. The open layout flows into multiple living areas and onto expansive custom Trex decks—one stretching 80 feet across the back of the home—providing exceptional indoor-outdoor living. Additional upgrades include programmable thermostats (4 zones), a wood-burning fireplace with catalytic-controlled heater and distributing fan, whole-house CATV wiring, a GE whole-house water filtration system, and a Bruno Living Aids Stairlift (Model SR 3000). The double-car garage features a workbench and mounted cabinetry, and the home also includes Samsung washer and dryer units. Outdoors, the fenced 36’ x 36’ garden space is fully deer- and rodent-proofed and equipped with eleven raised beds, mesh covering, drip irrigation, and overhead Rainbird sprinklers—ideal for growing your own produce. There’s also drip-irrigated hedgerows, a 2,300-gallon water reservoir with 50-gallon pressure tank, and a Generac 8000E generator wired for a BPTM device. With massive deck space, scenic surroundings, and practical enhancements throughout, this property is a true Lake County gem—ideal for those seeking both elegance and sustainability in a private country setting.
Source: CRMLS #LC25097065
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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