1563 Quiet Crk Beaumont, CA 92223
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About this home
Charming Monarch III Home in Four Seasons Beaumont 55+ CommunityWelcome to this beautiful single-story Monarch III home located in the sought-after Four Seasons Beaumont, a gated 55+ resort-style community. Built in 2006, this 1,556 sq. ft. residence offers 2 bedrooms, 2 bathrooms, and a den, situated on a low-maintenance 3,920 sq. ft. patio-style lot with an attached 2-car garage.Enjoy scenic mountain views and open greenbelts directly across from the home, with convenient guest parking nearby. Inside, the tiled entry leads to stunning hardwood floors and an open-concept floor plan, enhanced by custom paint and plantation shutters that allow for abundant natural light.The spacious kitchen features ample cabinetry, Corian countertops, and flows seamlessly into the dining area and living room. The primary suite at the front of the home includes plush carpet, a large closet, and an en-suite bath with dual sinks and a walk-in shower. A versatile den sits between the kitchen and rear bedroom, with an adjacent laundry area. The second bathroom includes a tub-shower combo, and the rear bedroom is generously sized.Four Seasons offers incredible amenities including indoor/outdoor pools, spas, tennis, paddle and pickleball courts, bocce ball, a movie theater, billiards, craft and card rooms, library, computer lab, and a full fitness center. Conveniently located near shopping, dining, golf, and freeway access.
Source: CRMLS #219133400DA
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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