15705 Lakepoint Forest Dr Charlotte, NC 28278
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About this home
Welcome to 15705 Lakepoint Forest Drive in the desirable Steele Creek area of Charlotte! This 3-bedroom, 2.5-bath home with over 2,200 sq/ft blends space, comfort, and modern touches in a prime location near Lake Wylie. Step inside to find an open-concept layout with recessed LED lighting and built-in speakers throughout, creating the perfect atmosphere for everyday living and entertaining. The large kitchen features stainless steel appliances, an abundance of cabinetry, and a counter with bar seating overlooking the dining and living areas. Natural light fills the home, highlighting fresh neutral paint and move-in-ready finishes. Upstairs, the spacious bedrooms and versatile loft provide ample space for work, play, or relaxation. Loft is wired for home theater and/or home office setup. The loft also features a projection screen - ready for a full home theater. The primary suite provides a private retreat with a generous layout and ensuite bath. Outside, enjoy a fully fenced backyard that’s ideal for gatherings with an extended patio and a brick firepit area surrounded by mature trees. Whether hosting a cookout or unwinding under the stars, this backyard delivers. Additional highlights include a two-car garage, extended driveway, and charming curb appeal. Located just minutes from Rivergate shopping center, dining, and outdoor recreation, with quick access to Uptown Charlotte, I-77, and Lake Wylie. Community amenities include a pool, clubhouse, playground, and walking trails! This home offers the lifestyle you’ve been searching for—schedule your showing today!
Source: CANOPYMLS #4308712
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.