15709 Demory Point Pl Sun City Center, FL 33573
Your savings
About this home
One or more photo(s) has been virtually staged. SOLAR PANELS (PAID IN FULL BY SELLER) REAP THE BENEFIT WITH YEAR ROUND HUGE POWER BILL SAVINGS!! MOVE IN READY! CURRENT VA LOAN-POSSIBLE ASSUMPTION OF A LARGE PORTION OF THE BALANCE SUBJECT TO LENDER AND VA APPROVAL. Discover The Hartford, a Beautifully designed single-story executive home offering 1,936 square feet of thoughtfully planned living space. This inviting residence features 4-spacious bedrooms and two full bathrooms with 2 car garage, perfect for families or those who love to entertain! Stunning Updated kitchen with a huge center island that seamlessly overlooks the open café and family room. Whether you’re hosting gatherings a or enjoying a quiet night in, this open-concept layout is sure to impress. New stainless steel appliances, New tile flooring, new kitchen cabinets, granite, Bath vanities, Paint and more! (NO CARPET!) Retreat to the private owner’s suite, complete with an oversized bedroom, a luxurious bathroom featuring dual vanities, and a generous walk-in closet. The additional bedrooms are thoughtfully positioned at the rear of the home, providing privacy and comfort for family members or guests. Cypress Mill offers Resort-Style Living with many amenities, including a clubhouse, fitness center, resort-style swimming pool with cabanas, splash pad, dog park, playgrounds, basketball courts, Tennis courts, pickleball courts, and scenic walking trails—perfect for enjoying Florida’s beautiful weather. The community also provides convenient access to major highways, shopping centers, schoo Enjoy Florida’s beautiful weather on your private patio or relax on the welcoming front porch. A spacious two-car garage offers plenty of room for vehicles and storage. Located in the desirable SouthShore area, you’ll enjoy the tranquility of suburban living with easy access to I-75 and US-301. Brandon’s premier shopping, dining, and entertainment options—including Brandon Town Center—are just a short drive away. Experience the excitement of Tampa Bay’s nightlife or spend weekends soaking up the sun on some of the area’s best beaches.
Source: STELLAR #TB8392004
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.