15723 Parkhouse Dr Unit 25 Unit 25 Fontana, CA 92336
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About this home
Welcome to Resort-Style Living in the Gated Rosabella/Shady Trail Community! As you enter you will be greeted by the open concept spacious family room that consists of recessed lighting, a cozy fireplace, the great kitchen featuring an extensive breakfast bar, stainless steel appliances, walk-in pantry, and direct access to the 2-car garage. Before proceeding upstairs, you have a conveniently located powder room. The upstairs offers fresh carpet throughout the hall and bedrooms, a walk-in closet for one of the bedrooms, bathrooms adjacent to one another, laundry room, a room before the primary bedroom that could be utilized as a lounge area, and lastly, the large primary bedroom retreat. It offers spacious living including dual sinks, light fixtures, and a walk-in closet. Other notable features include plantation shutters throughout and ceiling fans in all bedrooms. Relax outside on your welcoming patio with light upkeeping to the exterior covered by the association. This home offers a low-maintenance lifestyle with access to premium amenities, including: 24-hour gated entry, Multiple pools and spas, Very Well Equipped Fitness center, tennis & basketball courts, playgrounds, BBQ areas, greenbelts, Movie theatre, game/hobby room, library, billiards room, and Community-hosted events throughout the year. Located in proximity to Fontana Park & Aquatic Center, Parks, Sierra Lakes Golf Club, shopping, dining, easy access to freeways and so much more! Schedule your showing today before it is gone!
Source: SANDIEGO #IV25165745
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.