1574 Asteroid Way Beaumont, CA 92223
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About this home
The one you've been waiting for is finally here! Welcome to 1574 Asteroid Way, located in Sundance North in one of the fastest growing cities in California, beautiful Beaumont. Enjoy the quiet and peace of mind that comes with this lovely cul-de-sac location. As you pull up to this home, you're sure to appreciate the attractive curb appeal with beautiful, low maintenance landscaping. As you enter the front door, the first thing you'll notice is the beautiful tile flooring and neutral paint throughout the main level. The beautiful kitchen with white cabinets and large island overlooks your oversized family and dining rooms. Through the slider door off the kitchen, step out to your beautiful, spacious backyard, with a lovely deck for your many gatherings or to just enjoy your mornings or evenings with a favorite beverage. Back inside, enjoy the convenience of having a full bedroom and bath on the main level, perfect for multi-generational living, or for use as an office. Upstairs you'll find 2 additional good sized secondary bedrooms, a spacious primary bedroom with ensuite and large walk-in closet, and laundry room.... This community features multiple pools, sports courts and play areas, so call to schedule your private showing today, I promise you won't regret it!!
Source: CRMLS #IG25220051
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.