15772 Cleveland East Liverpool Rd Beloit, OH 44609
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About this home
Rustic Charm on 5+ Acres in West Branch Schools: Welcome to 15772 State Route 14, a stunning custom log-style Cape Cod home nestled on over 5 scenic acres. With gorgeous natural woodwork, soaring ceilings, and modern updates, this 4-bedroom, 2-bathroom retreat blends rustic beauty with everyday comfort. From the moment you arrive, the home’s full-length covered wraparound porch welcomes you with views of peaceful rolling land and wooded surroundings. The cedar-style log siding and dormer windows give this home storybook curb appeal, while mature trees and tasteful landscaping add privacy and shade. Step inside to a breathtaking vaulted living room featuring floor-to-ceiling windows, a massive stone fireplace, and tongue-and-groove wood paneling that brings in warmth and character. Skylights and high-end wood finishes make this space both grand and cozy—perfect for hosting or relaxing fireside. Open-Concept Kitchen: The heart of the home is the updated kitchen, complete with A large granite island with seating, Custom cabinetry, Tile backsplash, Modern stainless steel appliances, and An open view to the living room and beyond. Whether you’re preparing meals for the family or entertaining guests, this layout provides functionality and flair. Flexible Bedrooms & Loft: Enjoy first-floor living with 3 well-sized bedrooms and a full bath. Upstairs, the loft and bedroom with ensuite bath offers privacy and elevated views—ideal for a primary suite, home office, or guest space. Outdoors & Extras: Full walk-out basement ready to finish or use for storage, Detached 3-car garage Unpaved driveway for that true country feel Located in the West Branch School District Plenty of space for gardening, outdoor activities, or adding outbuildings, this property delivers country serenity while still offering access to town amenities. A true rare find—don’t miss your chance to own this beautifully maintained home on acreage. Mineral rights are currently available if wanted.
Source: MLSNOW #5164815
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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