15779 Berkhamstead Pl Leesburg, VA 20176
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About this home
Private Estate on 14 + Pristine Acres – Your Own Personal Sanctuary Discover this stunning 4-bedroom, 2.5-bath custom home nestled on over 14 acres of immaculate, park-like grounds with mature landscaping that provides unparalleled privacy and natural beauty. This meticulously maintained residence is truly move-in ready, featuring exceptional craftsmanship and custom details throughout. Interior Features: Two cozy gas fireplaces, including one in the master bedroom, for ultimate comfort Solid maple hardwood floors New top-of-the-line carpet and pad Gourmet kitchen with custom cabinetry and spacious custom pantry Elegant quartzite countertops Brand new Café refrigerator and microwave New large capacity water heater Partially finished basement with full permits for a flexible living space Every aspect of this property reflects pride of ownership – from the pristine condition of the home to the impeccably kept grounds. Step outside to your own private retreat, where expansive open spaces invite outdoor activities, peaceful walks, and the simple pleasure of connecting with nature. A charming stream meanders through the property, adding to the serene ambiance and natural character of this special estate. Portion of property is in land use. Seller is not responsible for roll-back taxes. Location Highlights: Just 10 minutes from Leesburg's shopping and dining 20 minutes to Maryland train station for commuters 45 minutes to Dulles International Airport Perfect balance of country tranquility and convenient access to urban amenities This is more than a home – it's a lifestyle. Experience the rare combination of privacy, space, and convenience that this exceptional property offers
Source: BRIGHT #VALO2110084
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.