1579 Pink Dogwood Way Oviedo, FL 32765
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About this home
WELCOME HOME! Nestled in the safe, quiet and premier gated community of Oviedo Gardens, this stunning residence built by Meritage Homes offers quality craftsmanship, modern efficiency, and luxurious upgrades throughout. The exterior has a fresh coat of paint and From the moment you walk in, you’ll notice the open, light-filled spaces designed for both entertaining and everyday living. This home features two master suites — one conveniently located on the first floor with a private outdoor entrance, perfect for an in-law or guest suite, and a second expansive master retreat upstairs. In addition, you’ll find three other large bedrooms, a dedicated movie room, a spacious game room/loft, and a total of 4 full baths plus a half bath on the main level. All bedrooms have walk-in closet’s. The gourmet kitchen is a chef’s dream, complete with double ovens, Level 4 cabinetry, and a large alleyway and island, ideal for gatherings. Thoughtful upgrades include beautiful gray tones of wood-grain porcelain tile, wrought iron staircase railing, upgraded baseboards, lever door hardware, epoxy garage flooring, and 8-foot doors on the first floor. For everyday convenience, there’s also an upstairs laundry room, a dedicated coffee bar, and a wet bar with wine cooler refrigerator in the game room. Step outside to your private backyard oasis on a ¼-acre lot, complete with lush bamboo for added privacy, a pergola, and a cozy fire pit — perfect for relaxing or entertaining. Located just northeast of Orlando, Oviedo is a vibrant and sought-after community known for its excellent Seminole County schools, convenient access to UCF, shopping, dining, and major highways, and its welcoming, family-friendly atmosphere. This is more than a house — it’s the lifestyle you’ve been looking for.
Source: STELLAR #O6343169
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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