15800 E 121st Ave Unit K4 Unit K4 Lochbuie, CO 80603
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About this home
SELLER WILL CONTRIBUTE TO A 2-1 BUYDOWN! This is perfect!! Easy living, amazing value and convenient location! This move-in ready condo that lives like a townhome is a "Lock and Leave" to have a life without home and yard duty! Inviting main level with bamboo flooring in living room with fireplace, dining room and the kitchen and 1/2 bath with tile flooring. Private patio off kitchen/living room area overlooks open space. Main level great for entertaining with nice layout and plenty space. Upper level with a dual-primary set-up. Two bedrooms and updated bathrooms. Primary bedroom is larger with a generous walk-in closet, en-suite and the updated bathroom has walk-in shower, double sinks, granite and tile. The 8x8 en-suite area could be used as a separate & private office space, study, quiet retreat for relaxing, baby room, or workout area. Good sized 2nd bedroom with updated granite and tile private full bath. Nicely finished basement is currently used as family room/rec/media room and/or possibilities of more. This unit also includes a spacious one-car detached garage + 1 reserved space. Parks and shops are close by and it's few minutes to new Bison Ridge Community Center, Buffalo Run Golf Course, and to Barr Lake State Park where you can hike, boat and fish. Less that 20 minutes from Denver International Airport. This home is move in ready and waiting for it's new owners to see it! No yard work and abundance of common open space.
Source: RECO #IR1033268
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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