1585 Roper Rd Canton, GA 30115
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About this home
*NOTE: OWNER WILL PAY $10,000.00 TOWARDS CLOSING COSTS! CORNER LOT & RECENTLY RENOVATED! Welcome to your charming oasis on a spacious corner lot, ideal for entertaining and relaxation! This recently renovated gem sits on just under 1 acre, providing ample space for pool parties and outdoor enjoyment. Step onto the inviting front porch and enter into a foyer and family room adorned with soaring cathedral ceilings, creating an airy and welcoming atmosphere. The formal dining room sets the stage for elegant gatherings. Refinished hardwood floors, fresh paint throughout, and newer windows (2021), add to the allure of this home. The kitchen boasts white cabinets, beautiful quartz counters, and stainless-steel appliances, creating a chef's haven. Indulge in the luxurious primary ensuite on the main level, with lovely views of the pool and backyard, featuring crown molding, a dramatic tray ceiling, completely renovated bathroom, a rejuvenating tub, a walk-in shower, dual vanities, and an expansive walk-in closet. Upstairs, four bedrooms and 2 new/renovated bathrooms await. Walk down into the finished daylight basement with 2 rooms, a living room, kitchenette, and a full bathroom, all of which remains comfortably cool year-round. A main level laundry room with a utility sink and built-in cabinets adds convenience. Outside, a back deck overlooks the fenced-in backyard and inviting saltwater pool, perfect for outdoor gatherings and leisurely afternoons. Surrounding the pool is a new outdoor kitchen/tiki bar, covered by a lovely cabana. Also in the backyard, you will find the BRAND-NEW fire pit, perfect for a nice summer/autumn gathering. Located right down the street from restaurants (such as the elegant 7-Acre Grill and Scottsdale Farms Garden/Brunch Center), entertainment, and parks/nature trails. Close to Milton and Downtown Alpharetta. Surrounded by lovely estates, horse farms, and nature. While the property is named in the Hickory Woods bi-laws and covenants, it is NOT required to pay any HOA dues. This charmer offers the perfect blend of comfort, style, and convenience. The pool was renovated in 2023. Effective HVAC system with built-in infrared air purifying system installed in 2023. Your new luxurious paradise awaits! Closing attorney must be HOMETOWN LAW - JACK KEMP. Please schedule all showings through ShowingTime.
Source: FMLS #7619205
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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