15858 SW 11th Court Rd Ocala, FL 34473
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About this home
SUMMERGLEN GOLF COURSE COMMUNITY Lot 579. Seller will give CREDIT TOWARD FLOORING. Beautiful, spacious, and immaculately maintained! Featuring a versatile open-concept design, this incredible cottage-style home has tall ceilings and an abundance of windows, creating a bright and welcoming environment to all who enter. Experience the charm of this stunning Captiva model home featuring 2 bedrooms, 2 baths, and a versatile den (which could be a 3rd bedroom). The kitchen shines with exquisite solid surface corian countertops, recess lighting, bar height seating, breakfast nook with Bay window, and closet-pantry for extra storage space, all making it both functional and beautiful. Additional highlights include tile flooring throughout the kitchen, dining room, and foyer. New laminate flooring in the great room, as well as new ceiling light fixtures/fans in the breakfast nook, great room and Florida room. The new solar shades in the Florida room provide privacy as well as shade from the Florida sun. The enclosed Florida room off the back and through 4 sliding doors, offers a comfortable, breezy, and peaceful place for reading, entertaining, or enjoying your morning cup of coffee. And the wildlife that passes by is just breath taking to sit and enjoy. Relax and retreat to the lovely master suite, featuring sliding doors out to the Florida room, and featuring a private bath with step-in shower. The extended garage (21' x 18'10") will allow a full size truck if needed. The exterior of the home impresses with meticulously maintained landscaping, a tasteful color scheme, and a beautiful pie shaped lot with no one directly behind. Recent updates include new 2023 roof, new 2020 40 gallon water heater, new 2019 gas stove, fresh exterior paint in 2019, new 2019 Trane 16 Seer 3.5 ton air conditioner, and new 2019 stainless steel refrigerator. This home sits on an great lot that offers both privacy and room for outdoor activities. The additional paver patio and upgraded landscaping in the front and rear enhance the outdoor living experience. Termite Bond along with quarterly inspections included. Don’t miss out on this home where every detail has been thoughtfully considered to make you fall in love at first sight. HOA fee includes mowing/edging of yard, garbage pickup including recycling, Spectrum Bronze Tier 1 TV and 100 Mbps internet, as well as access to all amenities. Did I mention ALL of the community amenities? All this and more located in an active, gated community featuring club house with lounge area, space for future restaurant and meeting rooms, tons of activities & 70 clubs plus bocce ball, pickleball, tennis courts, softball, heated pool & spa, RV parking, dog parks, and tons more! All of that along with a $30 food and beverage Credit to be used at the new Community Restaurant, "Tavern at the Glen". Come see it before it’s gone!
Source: STELLAR #OM705645
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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