1589 Stonebury Ct Xenia, OH 45385
Your savings
About this home
Welcome home to 1589 Stonebury in beautiful Beavercreek Township—where comfort, space, and style come together in this stunning Windsor II floorplan by M/I Homes. Boasting 5 bedrooms, 3.5 baths, and a finished basement, this two-story gem offers over 3,800 square feet of living space designed for modern living and entertaining. Step into the updated kitchen, complete with granite countertops, a large island, and stainless steel appliances—seamlessly flowing into the light-filled living room and breakfast area with oversized windows. A formal dining room provides the perfect setting for holidays and special occasions. The newly finished basement features a spacious rec room, full bath, and a private bedroom with an egress window—ideal for guests or multi-generational living. An additional unfinished area offers ample storage space. Upstairs, you’ll find four generously sized bedrooms, including a primary suite with a walk-in closet and private bath. Enjoy the fully fenced backyard with a stone patio, perfect for outdoor entertaining. Located in the highly desirable Stonehill Village, residents enjoy keycard access to exclusive amenities, including two swimming pools, a stocked gym, tennis and basketball courts, walking trails and playgrounds. Situated in Beavercreek Township (no city income tax!), this home is close to WPAFB, shopping, dining, and highway access. Don’t miss your opportunity—schedule your private tour today and make this exceptional home yours!
Source: DAYTON #945532
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.