159 Garden Gate Way Summerville, SC 29486
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About this home
BIG price reduction for a closing date by 12/31/25. Don't miss out on this limited opportunity with strong value for a quick close. Palmetto Trees, mature landscaping, sunroom, appliances to include fridge, it is all turn key and ready to welcome you home before the holidays-- enjoy this home and the unbeatable lifestyle in Del Webb Nexton, the Charleston area's premier 55+ community. This home offers privacy and peaceful views with a large berm and wooded backdrop in the backyard, plus uplit Palmetto trees and beautiful mature landscaping on all four sides. Enjoy a newly built home that has the value that will save you out-of-pocket expenses when moving in. Start enjoying your new home in as soon as 30 days.Step inside to find a light-filled layout with no carpet, LVP flooring flows seamlessly throughout. The kitchen is a chef's dream, complete with stainless steel appliances including the refrigerator, and custom lighting that add the finishing designer touch. Two spacious bedrooms plus a versatile flex space make this the ideal setup for a home office, craft room, guest space, or even a playroom for visiting grandchildren. The lighting throughout the home has been upgraded, but can easily be swapped to suit your personal style (note: master bedroom light fixture does not convey). An oversized garage features an extension with an extra alcove space in the back for a golf cart, work bench, or extra storage area. Architectural elements that are sure to delight will be the arched entry at foyer and the sunroom added to the rear for year round enjoyment of a sunlight filled space. You will surely appreciate the added details such as durable Hardi-board exterior siding, crown molding throughout interior, dimmable lighting, curtains/hardware on all windows can convey. Living in Del Webb means enjoying a 27,000 sq ft amenity center with a state-of-the-art fitness facility, indoor heated pool and spa, outdoor resort-style pool, dance studio, arts and crafts room, pickleball, tennis, bocce ball, a dog park, community garden, and a full-time lifestyle director keeping your calendar full and fun. And there is MORE on the way...an exciting expansion set for 2026 will bring a full gymnasium with indoor pickleball courts and a poolside bar and restaurant, taking resort-style living to the next level. As a resident, you also have access to all that Nexton offers including miles of trails, Midtown and Brighton Park pools, sport courts, gym, and dog park all just a golf cart ride away. Shopping, dining, medical, and groceries are all accessible within Nexton. Del Webb Nexton gives access to I-26 making commuting to Charleston, beaches, or international airport all very accessible giving great value to those wanting to enjoy all that Charleston offers. To top off the value, this home comes with an assumable loan at 4.75% for eligible buyers a rare find in today's market. Ask your agent for details. Don't wait on new construction when this gem is move-in ready with all the upgrades already done for you.
Source: CTAR #25018693
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.