15904 Ark Ct Bowie, MD 20716
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About this home
$5,000 lender credit with preferred lender! Timeless elegance meets modern comfort in this stunning, move-in-ready home located on a quiet cul-de-sac in the highly sought-after Oaktree community. From the moment you arrive, you’re welcomed by an open space concept, setting the tone for the stylish touches throughout. Inside, wide-plank modern flooring and fresh paint create a bright, open feel that flows seamlessly through the main living areas. The fully remodeled gourmet kitchen is the true heart of the home, featuring granite countertops, custom backsplash, soft-close cabinetry with brushed nickel hardware, and a full suite of Whirlpool stainless steel appliances—including a French door refrigerator, built-in microwave, and five-burner electric stove. A large granite island with breakfast bar seating invites conversation and connection, making this space perfect for entertaining or everyday meals. Downstairs, the cozy lower-level family room features a fireplace insert with a tiled accent wall and wood mantel—ideal for movie nights or game days. Step outside to the private rear deck and enjoy summer cookouts or quiet mornings, all while overlooking a beautifully landscaped yard framed by mature trees. Upstairs, the spacious owner’s suite offers not one, but two closets—including a walk-in—as well as a spa-inspired ensuite bathroom with dual vanities, custom tile, a soaking tub, a dual-head shower, and a luxurious heated Toto toilet and bidet with remote. Two additional bedrooms feature blackout blinds for restful sleep, while a second full bathroom has been completely updated with a waterfall shower, custom tile, and glass shelving. There’s also a flexible space perfect for a home office or guest room. Additional features include a hardwood staircase with upgraded wrought iron railings, recessed lighting, cordless blinds throughout, a programmable thermostat, front storm door, and walkout access to the backyard. A newer roof provides peace of mind for years to come. Located just minutes from Bowie Town Center, Bowie Marketplace, and the Bowie Center for Performing Arts, with easy access to major highways, Ft. Meade, Annapolis, and BWI Airport—this home truly offers the perfect blend of luxury, convenience, and comfort. Don’t miss your chance to make it yours!
Source: BRIGHT #MDPG2179666
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.