15909 Crying Wind Dr Tampa, FL 33624
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About this home
One or more photo(s) has been virtually staged. Welcome to your Florida retreat in the heart of Country Place! Discover this beautifully upgraded single-story home offering 3 bedrooms, 2 full baths, and 1,790 sq ft on a quiet, established street. Step inside and be greeted by a light-filled, open floor plan accentuated by brand-new baseboards and thoughtful finishes throughout. The kitchen has been fully renovated with modern appliances, sleek cabinetry, and seamless flow into the living and dining areas. A refreshed guest bathroom adds contemporary style and functionality. The primary suite is tucked away for privacy and includes a spacious walk-in closet. Outside, enjoy true Florida living with a screened lanai overlooking a private in-ground pool—perfect for entertaining or relaxing year-round. The fenced backyard provides space and security, while a two-car attached garage adds convenience and storage. Additional highlights include: Ceramic tile flooring throughout High ceilings & ceiling fans Central HVAC and public utilities Low HOA dues of just $10/month All of this in a prime location close to shopping, dining, and top schools: Northwest Elementary, Hill Middle, and Steinbrenner High. Don’t miss the opportunity to own this move-in ready Tampa gem. Schedule your showing today!
Source: STELLAR #O6347530
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.