15911 Ironware Pl Tampa, FL 33624
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About this home
Fall in Love with 15911 Ironware Place. Fall is the season for hot cocoa, cozy fires, and cool new beginnings — and 15911 Ironware Place is ready to welcome you home. Nestled in the heart of Carrollwood’s highly desirable Country Place community, this 3-bedroom, 2-bath, 2-car garage pool home on private cul-de-sac, is truly move-in ready. Step inside and you’ll immediately feel the warmth and charm of the open, split floor plan featuring a spacious living and dining area, modern open kitchen, and an oversized lot perfect for entertaining. The screened-in lanai and sparkling pool make this home your personal retreat — ideal for gatherings with family and friends this holiday season. So many EXTRA'S... New Vinyl Flooring (2022), HVAC, Roof & Water Heater (2021). Interior Repaint (2023). Recessed Lighting & Bathroom Exhaust Fan (2023), New Network Cables to Bedrooms for Faster Internet, Exterior Paint (2024), New Pool Filter (2024). Country Place offers a low HOA, no CDD, and access to community amenities including parks, playgrounds, tennis courts, and a picnic pavilion. You’ll love the prime location, minutes from Carrollwood shopping and dining, Citrus Park Mall, the Upper Tampa Bay Trail, and major highways like Dale Mabry, Veterans, and Suncoast Expressways and a short drive to Tampa International Airport.
Source: STELLAR #TB8434828
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.