15948 Huckleberry Hts Colorado Springs, CO 80908
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About this home
Tranquility awaits in this quiet 2.59 acre lot located on a cul-de-sac, nestled in the trees! Custom-built home features new circular driveway, 3-car garage, stucco and stone exterior, covered front porch, gas fireplace with floor-to-ceiling stone hearth, hardwood floors, gourmet kitchen with 42" upper cabinetry, large island, granite counters, soapstone tile backsplash, walk-in pantry, gas cooktop, built-in ovens, hallway work station, main-level laundry with sink and access to backyard, main level master suite with private bathroom/walk-in closet/walk-out to covered composite deck, custom stone work, wrought iron spindles on staircase, finished walk-out basement with spacious wet bar, theatre room, large rec room, office w/ built-ins, French Doors, guest bedroom/bathroom, dedicated storage room, 2 furnaces, brand new central air conditioning, and whole house water filtration system. Large treed lot offers privacy and plenty of space for entertaining, even a basketball hoop. Highly sought after gated community with easy access to city amenities! Click on both virtual tours to see more
Source: PPMLS #4272675
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.