160 Leyland Cypress Way Ellenwood, GA 30294
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About this home
5 Bedrooms • 2½ Baths • Henry County – Lot 7 (Largest Floor Plan in the Neighborhood) Seller Relocating — Priced to Move! Why buy small when you can live large? Step inside this stunning five-bedroom, two-and-a-half-bath beauty — the largest floor plan in the neighborhood — thoughtfully designed for comfort, style, and everyday living. Enjoy a formal living room, a flex/office space with elegant French doors, and a formal dining room perfect for family dinners or entertaining guests. The entire home features granite countertops throughout, brand-new flooring, and upgraded modern lighting that adds a sophisticated glow to every room. The kitchen features beautiful granite countertops, modern cabinetry, and a breakfast area ideal for morning coffee or casual meals. Upstairs, each bedroom includes a ceiling fan with remote control, providing personalized comfort for everyone. The primary suite offers a peaceful retreat with a large bathroom and walk-in closet. The fifth bedroom is huge — it can easily be used as a flex room, home office, or exercise room to fit your lifestyle. This home is as dependable as it is beautiful, featuring a new furnace and heating system, a 2½-year-old roof, and numerous upgrades throughout. Located in a quiet, well-kept neighborhood just minutes from shopping, dining, and major highways. The seller is relocating, creating an incredible opportunity for a new family to enjoy this spacious, move-in-ready home. Buyer Bonus Package Move in with peace of mind, comfort, and next-level smart-home convenience! At closing, you’ll receive: • 1-Year Home Warranty — extra protection for your investment • Free Ring Doorbell — smart security at your front door • Alexa Smart Device — voice-controlled convenience that pairs with your Ring system • Two Security Cameras — added coverage for your peace of mind Your new home — protected, connected, and ready for the future!
Source: FMLS #7664116
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.