16007 Loneoak View Dr Lithia, FL 33547
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About this home
2.25% VA Assumeable Loan for transfer to qualfied veterans. One of the most stunning homes in the coveted FishHawk Garden District is now available and truly turn-key. Every detail put into this home was masterfully curated and professionally crafted. This beautifully maintained 5 bedroom, 3-bath, 3,200-square-foot home offers a perfect blend of comfort, style, and functionality, and sits just minutes from the best schools in Tampa Bay and everything great about FishHawk. Step inside and discover a bright, crisp layout with new crown molding, trimmed windows, tall baseboards, and hardwood floors. The kitchen is an absolute showpiece—inspired by Disney’s Grand Floridian Hotel. It features a completely custom built-in refrigerator and separate freezer nearly six feet wide, all wrapped in 42” cabinetry, quartz countertops, a ZLINE gas range, and so much more. It is truly a one-of-a-kind kitchen. All bathrooms recently updated with quartz countertops, undermount square sinks, gold faucets, and new toilets. Relax and unwind in your private Hot Springs Grande hot tub, set on beautiful silver travertine pavers in your secluded, fenced-in backyard—perfect for unwinding every night. The newer roof in Pacific Wave pairs beautifully with the recent Wall Street Gray exterior paint. Together, they highlight the home’s curated design and make it stand out as one of the most desirable residences in the Garden District. Enjoy the convenience of an oversized 3-car garage and spacious front porch, just a short walk to FishHawk Creek Elementary and the restaurants at Park Square. This home also comes with a lifestyle you’ll love. Walk to the Aquatic Center to swim laps or relax by the rock waterfall pool. In the evenings, stroll to Cherry’s to meet friends, or enjoy a quiet night in your hot tub watching a movie. With 25 miles of trails, fitness centers, and parks, it’s easy to maintain an active lifestyle. Don’t miss this opportunity to own a one-of-a-kind, perfectly curated, move-in ready home.
Source: STELLAR #TB8427344
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.