1601 Hazelhurst Edmond, OK 73013
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About this home
Don't miss out on the FHA assumable loan with a 2.75% rate!! Welcome to this stunning 4-bedroom, 2.5-bath home in the heart of Edmond, where thoughtful design and exceptional updates come together to create something truly special. As you arrive, the immaculate landscaping sets the tone, and with no home next door—just the HOA greenbelt—you’ll enjoy both beauty and privacy. Inside, the completely renovated kitchen showcases custom cabinetry and beautiful countertops, opening into a cozy breakfast area and a separate formal dining room perfect for hosting. The living area offers warm elegance with rich hardwood flooring, plus a stylish wet bar that adds a great touch for entertaining. The primary suite is a true retreat featuring a fireplace, a spacious walk-in closet, a spa-like shower, and a luxurious deep corner jacuzzi tub. Need storage? This home has it everywhere you look. One of the secondary bedrooms even includes a built-in sink—perfect for a nursery or craft room setup. Step into the backyard oasis, lined with mature trees for privacy and shade. Beyond the home, the family-friendly HOA offers year-round community events and gatherings, creating a warm and connected neighborhood atmosphere. Designed to perfection, this home blends comfort, charm, and functionality in one of Edmond’s most sought-after communities.
Source: MLSOK #1179665
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.