1601 Stargazer Ter Sanford, FL 32771
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About this home
Short Sale. Welcome to this beautifully maintained single-family home offering the perfect blend of comfort, space, and modern updates. With 3 bedrooms plus a flexible 4th room (ideal as a home office or 4th bedroom), 2 bathrooms, and 2,054 sq ft, this home is perfectly designed for today’s lifestyle. Step inside to a split floor plan that offers privacy and functionality, enhanced by abundant natural light throughout. The brand-new laminate flooring, paired with tile accents, creates a warm, inviting atmosphere. The freshly repainted interior and exterior give the home a fresh, clean feel from the moment you walk in. At the heart of the home is an expansive master suite, featuring a large bathroom with a Roman tub and walk-in Roman shower, dual vanities, and ample closet space—your private retreat. The kitchen is well-equipped for everyday living and opens up to the spacious main living area, making it perfect for entertaining. A laundry room with hookups offers added convenience. Enjoy year-round comfort with major system upgrades, including: New roof (2024) New 6-ton, 18 SEER HVAC system (2023) Newer water heater (2022) Outside, relax under the covered patio or enjoy the fenced backyard, shaded by mature trees—perfect for pets, play, or peaceful evenings. The 2-car attached garage and dedicated driveway provide plenty of parking, and from the front porch, you’ll enjoy views of a tranquil water feature. Set in a gated community with low HOA fees and a community park, this home offers peace of mind and a welcoming neighborhood feel. It's also conveniently located near top-rated schools, parks, shopping, and public transit. ?? Highlights: 3 Bedrooms + Optional 4th Room (Office/Bedroom) 2 Full Bathrooms | 2,054 Sq Ft | Built in 2003 Split floor plan with lots of natural light Expansive master suite with Roman tub & separate shower New laminate flooring, paint inside & out (2024) New HVAC (2023), Roof (2024), Water Heater (2022) Covered patio, fenced yard with mature trees 2-car attached garage + dedicated driveway parking Tranquil water feature views from front porch. Gated community with park & low HOA fees. This home checks all the boxes for comfort, value, and style—and it’s completely move-in ready. Don't miss your chance to make it yours! ?? Schedule your private showing today!
Source: STELLAR #O6310247
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.