1601 Woodlawn Beach Rd Gulf Breeze, FL 32563
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About this home
*Sellers offering carpet/flooring allowance with an acceptable offer*Welcome to this stunning 4-bedroom, 2.5-bathroom furnished home, situated 1/2 mile from the public boat launching ramp! As you approach the property, you are greeted by beautifully landscaped grounds featuring southern magnolia trees & palm trees that enhance the curb appeal. The inviting façade sets the tone for the exceptional living space.. Upon entering, notice the high ceilings that create an airy atmosphere throughout. The split floor plan offers privacy & functionality, with 1 bedroom that is currently being used as an office at the front, 2 bedrooms & 1 bathroom located on 1 side, while the primary suite is conveniently situated on the opposite side. The main living area boasts a gas fireplace that serves as a charming focal point, perfect for cozy gatherings. Adjacent to the entry way is a formal dining room, ideal for entertaining. The heart of the home is the well-appointed kitchen, complete with modern appliances & ample counter space, making meal prep a breeze. The primary suite is a true retreat, featuring 2 spacious walk-in closets & an ensuite bathroom equipped with a separate shower, luxurious whirlpool tub for relaxation, & a double vanity for added convenience. A screened-in lanai with new screens & patio doors opens wide, allowing for seamless indoor-outdoor living. An additional 1/2 bath with a separate exterior door is perfect for guests entertaining outdoors. The expansive backyard is designed for enjoyment, featuring a sandy area for bonfires, an open patio for outdoor dining, & a sturdy shed with 2 lofts for extra storage. This property also includes a generous 3-car garage, providing ample space for vehicles & storage. With its blend of comfort, style, & practicality, this home is a remarkable opportunity in Gulf Breeze. Whether you are looking for a permanent residence or a seasonal retreat, this property is ready to meet your needs.
Source: PENSACOLA #670069
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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