16017 Denver Pacific Dr Monument, CO 80132
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About this home
Welcome to this beautifully maintained 5-bedroom, 3-bathroom ranch-style home nestled in the heart of Monument, Colorado. This spacious residence offers over 3,000 square feet of comfortable living space, featuring an open-concept layout that seamlessly connects the living, dining, and kitchen areas—perfect for everyday living and entertaining. Enjoy a main-level primary suite with a private en-suite bath, generous closet space, and natural light throughout. The entire main level has professionally tinted windows, allowing for energy efficiency and comfort, reduced sun exposure and glare inside the home as well as increased privacy. The fully finished basement provides additional bedrooms, a large recreation room, and plenty of storage. This home also includes a 3-car garage for ample parking, access to the backyard and more space for storage. Sellers just replace the dishwasher. This property is located on a cul-de-sac with views of Pikes Peak, the entire front range and the Air Force Academy. The entire yard is beautifully landscaped with outdoor space for relaxation and gatherings. The backyard has been thoughtfully landscaped to allow for as much privacy as possible. This home is located close to schools, parks, shopping, and convenient access to I-25 for easy commuting. Located in a peaceful community with stunning views of the Front Range, this home combines comfort, space, and convenience in one exceptional package. Come see this beautiful home for yourself.
Source: PPMLS #3324066
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.