1603 E Del Webb Blvd Sun City Center, FL 33573
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About this home
LOCATION, LOCATION, LOCATION! Welcome to Caloosa Lakes, one of Sun City Center’s most desirable neighborhoods. This beautifully maintained 2 bedroom, 2 bath home offers 1,379 sq. ft. of thoughtfully designed living space on a 7,200 sq. ft. landscaped lot. Step inside to an open-concept layout that creates a seamless flow—perfect for both everyday living and entertaining. The vaulted foyer introduces you to the updated kitchen, complete with stainless steel appliances, granite countertops, and a cozy breakfast nook. From here, the kitchen connects effortlessly to the spacious great room, which opens to a screened lanai—a tranquil retreat to enjoy your morning coffee and watch breathtaking sunrises. The primary suite is a private sanctuary featuring French doors, a generous walk-in closet, and a spa-like ensuite bath with dual sinks and a tiled walk-in shower. The second bedroom is light-filled with its own large closet and adjacent full bath, making it ideal for guests. Enjoy the exceptional lifestyle of this 55+ community, boasting over 200 clubs and activities, including swimming, pickleball, golf, arts, and crafts of every kind. Whatever your passion, you’ll find it here! Centrally located with easy access to I-75, US-301, and US-41, you’ll be just minutes from restaurants, shopping, theaters, medical facilities, airports, and some of Florida’s award-winning beaches. This home truly offers the perfect blend of comfort, convenience, and community. Don’t miss the chance to make it yours!
Source: STELLAR #TB8427653
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.