16038 Tree Line Dr Hudson, FL 34667
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About this home
This beautiful 2 bedroom, 2 bathroom pool home in Viva Villas is a must see. The owners attention to detail shows throughout the home and yard. As you pull up to this home you'll notice that the landscaping is immaculate. The home has been recently painted inside and out. As you enter the foyer you'll be surprised by the spacious layout. The living room is very open and perfect for entertaining. The dining room is also a great room looking out to the pool and amazing backyard. The kitchen has had the appliances replaced in recent years and new granite counters installed. The Primary bedroom has 3 built in closets and an ensuite bathroom with a walk in Shower. The 2nd bedroom has a built in closet and new sliders going out to the lanai. The lanai is roomy and leads out to the screened in salt water, heated pool. The backyard is very private with recently installed vinyl fencing. There are also two newer storage sheds in the yard for your toys. The garage has nice storage and a workbench which stays with the home. Here are a few of the recent upgrades, pool upgraded to salt water and new heater installed, screens replaced on pool cage, front entry screened in, all windows and doors were replaced and are hurricane rated including the garage door, AC was replaced around 2021, new water softener installed, Reverse osmosis installed, Granite counters, new tile in living room and primary bedroom and painted inside and out. The roof was replaced in 2011. The fireplace in the living room isn't connected to a chimney so it's just for looks but could possible have an electric log installed. This home has so much for the price. Set up a showing today!
Source: STELLAR #TB8437794
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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