1605 Cheshire Ct Lawrenceville, GA 30043
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About this home
Welcome home to this better-than-new 5-bedroom, 3.5-bath residence spanning over 4,200 square feet of beautifully designed living space. Every detail has been thoughtfully updated - Brand new roof, siding, gutters, deck, new windows (front and basement) and freshly painted interiors and exterior, and kitchen cabinetry. The main-level HVAC system is brand new (replaced 2025), while the lower-level system is only 2 years old, offering peace of mind. The fully finished basement is an entertainers dream - featuring two spacious bedrooms, a full bath, a private office, a dedicated gym room with private side entrance. Step outside through the basement walk-out to an expansive concrete patio, perfect for entertaining, barbecues, or relaxing evenings outdoors. Upstairs, the primary suite is a true retreat featuring tray ceilings, a recently renovated spa-inspired bathroom complete with frameless glass shower, beautiful upgraded tile, quartz countertops, double vanities, a soaking tub and large walk-in closet. The secondary bedrooms are spacious with natural light and new carpet. Outside, the extended deck overlooks a lush backyard lined with fruit trees (persimmon, cherry, plum, fig, peaches) and other gorgeous perennial plants, complete with a storage shed for more space to hold your items. Ideally located just 3 miles from downtown Lawrenceville and minutes from The Exchange at Gwinnett and the Mall of Georgia. Close to the best dining, shopping, and entertainment the area has to offer. Come experience a home that truly feels better than brand new. Owner/Agent. Did we mention...Assumable mortgage at 3.78%
Source: GAMLS #10626254
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.