1605 Kiersten Ct Forest Hill, MD 21050
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About this home
Step into your own private retreat with this stunning 5-bedroom, 3.5-bath Colonial with Craftsman influences, where timeless elegance meets modern comfort in a serene setting. The highlight of this home is a Solar System - paid in full and yours to keep! Paired with three Tesla Powerwalls in the basement storage room, allowing the property to operate fully off-grid if desired! The main floor, finished with rich hardwood throughout, welcomes you with a sun-filled living room accented with crown molding, followed by a formal dining room perfect for hosting memorable gatherings. The inviting family room features a stylish accent fireplace wall with a gas fireplace, creating a warm and sophisticated centerpiece. The heart of the home is the chef-inspired kitchen, showcasing striking two-tone cabinetry—crisp white with a deep brown island—highlighted by pendant lighting, granite counters, double ovens, a cooktop, and a double sink. Just beyond, a bright sunroom opens directly to the expansive composite deck, creating a seamless indoor-outdoor flow. A private office with elegant glass French doors provides the ideal workspace, while a conveniently located powder room completes the main level. Upstairs, the luxurious primary suite serves as a true sanctuary, featuring its own sitting lounge, tray ceiling, an oversized walk-in closet, and a spacious bathroom designed for relaxation. Three additional bedrooms offer generous comfort and are complemented by a well-appointed hall bath. The lower level offers flexible living with an open layout ideal for a home gym, media room, or a fifth bedroom, complete with a full bath and ample storage. Step outside to your private oasis: a beautifully landscaped yard anchored by a heated saltwater pool, designed for low maintenance and endless enjoyment. The large composite deck provides plenty of room for entertaining and includes practical storage beneath, fully enclosed with a lifting door. The garage includes a Tesla charger with compatible adapters for convenient EV charging, and the solar panels will be paid off at settlement—delivering exceptional value, independence, and sustainability. This property combines privacy, luxury, and exceptional craftsmanship in a coveted cul-de-sac location - truly a one-of-a-kind opportunity.
Source: BRIGHT #MDHR2046704
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.