1605 Pendleton Pl Moore, OK 73160
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About this home
Welcome to this like-new 3-bed, 2-bath home built in 2020! Step inside to find beautiful wood-look tile flooring flowing through all the main living areas, with plush carpet reserved for the bedrooms. The heart of the home is the kitchen, complete with sleek quartz countertops, stainless steel appliances, a gas range, walk-in pantry, and an abundance of counter space—perfect for cooking or entertaining. The primary suite is a true retreat, featuring dual vanities, a large walk-in shower, an oversized soaking tub, and a huge walk-in closet. Secondary bedrooms are nicely sized and privately split from the primary suite, while the guest bath impresses with a spacious vanity and stunning tile shower. Out back, enjoy the peace and beauty of a heavily wooded view with no rear neighbors—your own private escape. The backyard has a natural slope that gives you elevated views of the gorgeous wooded area and enhances your privacy—no flat, cookie-cutter yard here! If you decide the slope isn't for you, A lot of homeowners here have used it to their advantage. Some have built out beautiful decks or stone patios that overlook the wooded area, others have added terraced gardens or play spaces. The slope also means you have more privacy because it tucks the backyard away from view. It’s really a blank canvas—depending on what you’d like, you could make it a low-maintenance retreat or design your own outdoor oasis. For added safety, there is an in ground storm shelter in the garage! Beyond the home itself, the neighborhood is a real gem! Here you’ll find fantastic neighbors, community parades for holidays, a park, a stocked pond, and even food truck nights. It’s more than a home—it’s a lifestyle.
Source: MLSOK #1193741
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.