1607 Shady Creek Trl Cedar Park, TX 78613
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About this home
This inviting two-story 4 bed, 2.5 bath home sits on a beautiful tree-lined street in one of the most welcoming neighborhoods in the heart of Cedar Park. With its impressive curb appeal, new look & thoughtful updates, this home is move-in ready and waiting for its next happy owners. Step inside to find fresh interior and exterior paint and plenty of natural light throughout. The home’s flexible layout starts with a formal living & dining area at the front, perfect for gathering and entertaining. The spacious kitchen features a new stainless gas range and dishwasher and flows easily into the family room anchored by a gas fireplace and views of the spacious backyard. The main level is dedicated to these together spaces & includes a convenient half bath, allowing the bedrooms and baths upstairs to remain private. Upstairs, you’ll love the new carpet and comfortable bedrooms, including a bright primary suite w/large windows and tree-lined views, dual vanity, soaking tub, separate shower, and walk-in closet. The generously sized secondary bedrooms share a full bath with dual vanity. Updated light fixtures & faucets add a fresh modern touch throughout. Outside, the backyard is shaded by mature trees and offers a covered patio with three ceiling fans, an ideal spot for grilling, relaxing, or hosting friends. Practical updates like a new garage door and opener, recent HVAC, recent water heater, and new front door make this home as reliable as it is charming. With its prime location, this home offers easy access to major thoroughfares - FM 1431, FM 620, TX-45 & US-183, and just a few min. from Elizabeth Milburn Park for basketball, sand volleyball, tennis, soccer, playscapes, a swimming pool, & running trails. Plus, you're just a few miles from shopping & dining, including Lakeline Mall, HEB, Target, Sam's Club, & more. This home truly has it all - comfort, convenience, and a family-friendly community. (This floor plan seen with wall btwn living/kitchen removed).
Source: ACTRIS #1272117
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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