1608 Canary Ln Argyle, TX 76226
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About this home
This well-maintained, energy efficient property is located in the unique, highly sought-after Harvest development, and zoned for the exemplary-rated Argyle ISD. The home provides an open floor plan on an oversized, beautifully landscaped interior lot with brick planters and colorful foliage. A large covered front porch greets guests. Luxury Vinyl Tile flooring extends from the foyer through the downstairs living room, kitchen, and halls. Brand new Berber Frieze carpeting, installed last week, covers all bedrooms and the upstairs game and media rooms. All bathrooms are tiled. The kitchen is equipped with a stainless steel 5 burner gas range, microwave, refrigerator and dishwasher, granite counters, a herringbone glass subway tile backsplash, a counter-height breakfast bar with farmhouse pendant lighting, and a breakfast nook. The family room includes a gas log fireplace and a wall of windows overlooking the backyard. The formal dining room is currently being utilized as a home office. The Primary Suite is located downstairs and includes a bath with dual vanities, a walk in tiled shower, garden tub, private toilet and a walk in wardrobe closet. Both game and media rooms are located upstairs, along with 3 additional bedrooms and a full bath. Outside, a covered patio overlooks the spacious backyard, which includes an attractive storage shed. The garage provides an abundance of additional storage space and an EV CHARGING STATION. This Smart built home is LEED Certified for energy efficiency. App operated sprinkler system has a rain freeze sensor. Harvest amenities include a farmhouse coffee shop, a fabulous fitness center, a fishing pond with dock, a community farming area for planting your own vegetables, multiple pools & playgrounds, a basketball court, dog park, hike & bike trails, picnic areas, an open-air event pavilion, & various outdoor gathering spaces to enjoy year round social events. HOA fee includes internet service. Assumable loan with 3.25 percent rate!
Source: NTREIS #21070187
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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