16080 Innerarity Point Rd Pensacola, FL 32507
Your savings
About this home
Live the Florida lifestyle every day! One of the few units that includes a fully paid-for boat slip with a boat lift and dock box with in the highly anticipated Innerarity Townhomes Marina. This beautifully furnished 2BR/2.5BA townhome in the gated Innerarity Townhomes community. This unit offers rare panoramic views of Perdido Bay and the Intracoastal Waterway. The sunrises and sunsets will be sure to remind you that you are relaxing in the Florida lifestyle. . This turnkey home is ready for personal use or as a high-income rental. Interior features approx. 1,266 sq. ft. of well-designed space, plus covered outdoor areas and a storage closet…. Oh and don’t overlook the kayak’s (they convey) The open-concept second floor features the living, dining, and kitchen area with private deck views over Perdido Bay perfect for a sip of your favorite drink A half bath and laundry room complete the main level. Upstairs, the primary suite boasts a private balcony and the second bedroom offers Intracoastal views and an adjacent full bath. Community amenities include a private beach, resort-style pool, gym, gated security, and included kayaks for exploring the bay. HOA covers landscaping, pool maintenance, and more for hassle-free living. Whether you're seeking a permanent coastal residence, vacation retreat, or income property, this waterfront gem offers it all—boating, fishing, sunsets, and oh yeah make sure you say hey to the dolphins before you leave.
Source: PENSACOLA #662633
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.