161 Bezelle Ave York, SC 29745
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About this home
Better than new! This meticulously maintained 5 bedroom, 3 bath home offers exceptional upgrades inside and out. With two bedrooms on the main level and three bedrooms upstairs, this spacious floor plan provides flexibility and functionality for any lifestyle. The open concept kitchen is a true centerpiece, featuring a large island with gorgeous countertops, all-new cabinetry, a custom coffee bar, walk-in pantry, and new stainless steel appliances. A large laundry room includes added cabinetry and a convenient folding countertop. The inviting primary suite offers a luxurious bath with dual vanities and a massive walk-in closet. Upstairs, a generous loft provides the perfect space for a family room, home office, or flex area. Interior updates include fresh paint throughout, new wainscoting in the foyer, and upgraded showerheads and faucets. Exterior features are equally impressive, boasting a new roof (2024), new gutters with gutter guards, an extended driveway, and a large, flat backyard enclosed by a vinyl privacy fence. Enjoy outdoor living at its finest on the new rear screened patio with vaulted ceiling, lighting, fan, and full electrical setup, along with an extended patio ideal for entertaining. Garage equipped with additional storage racks ideal for extra space or seasonal items. Every detail of this home has been thoughtfully designed and meticulously maintained, offering the perfect blend of modern comfort, quality craftsmanship, and timeless appeal. Truly move-in ready and better than new! 65K in upgrades!
Source: CANOPYMLS #4312518
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.