16109 Hillside Cir Montverde, FL 34756
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About this home
Gorgeous Montverde home, incredible lake views and pool. In the heart of Montverde near the renowned Montverde Academy, this stunning pool home offers a serene retreat with panoramic views of Lake Florence and surrounding hills. With meticulous renovations throughout, every detail has been thoughtfully designed to maximize comfort and style, creating the ideal blend of luxury living and natural beauty. As you approach the home, a circular driveway welcomes you to this spacious residence. The family room, at the heart of the home, is ideal for relaxing and entertaining, with views of the lake and plenty of room for a large sectional and flat screen TV, and with the open concept design, it flows effortlessly into the formal dining room, which also boasts spectacular views. The gourmet kitchen is a showstopper, designed with functionality and aesthetics in mind. A skylight and a charming bay window in the breakfast nook fill the space with natural light. The stunning granite countertops, including a dramatic waterfall edge and bar seating for four, provide ample space for meal preparation, featuring custom cabinetry, beverage area, drawers with plenty of storage, and a pantry cabinet with convenient pullout drawers. Stainless steel Samsung smart appliances, a Kohler enameled cast iron sink and sleek finishes complete this culinary haven, making it the space for casual and formal dining. Five bedrooms in total, on the main floor, you’ll find a private bedroom ideal as a second primary suite, with sliding glass door and direct access to the pool area, en-suite bath, walk-in closet and a beautifully remodeled bath with tiled shower. Three additional bedrooms are also on the lower level, including one larger room with a picture window showcasing more of the stunning lake views. This room provides direct access to the pool area, ideal for enjoying the outdoors. The third bath features dual vanities and a tiled tub and shower. The primary suite is a sanctuary, offering a luxurious retreat with unrivaled lake and hillside views. This massive bedroom features a cozy fireplace and a private screened-in balcony where you can enjoy your morning coffee or unwind with an evening beverage. The wet bar, complete with sink and refrigerator, adds an extra touch of convenience to this remarkable space. Two walk-in closets ensure you’ll have plenty of storage. The bath is absolutely fabulous, with freestanding tub ideally positioned near the large picture window to take in the sweeping lake views. A walk-in tiled shower with dual shower heads including a rain head, bench and frameless glass doors, provides a spa-like experience. Step outside to your private paradise, where the sparkling pool is framed by landscaping and both the expansive covered, screened-in porches, perfect for alfresco dining or lounging and offer unobstructed views of the picturesque hillside and Lake Florence. Whether you’re taking a dip in the pool or simply relaxing in the serene surroundings, this outdoor space is the ideal place to enjoy Florida’s natural beauty. With newer roof, tankless water heater, fresh interior/exterior paint, finished with high-end touches, including smart switches/automated lighting, oversized baseboards, gorgeous flooring, this home has it all. The combination of luxury, comfort and spectacular views makes this Montverde home a once-in-a-lifetime opportunity so don’t miss out on the chance to make this dream home your own!
Source: STELLAR #G5094288
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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