1615 Seabago Dr Charleston, SC 29414
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About this home
Welcome to your new home in the desirable Bolton's Landing community! This charming 3-bedroom, 2.5-bathroom residence offers a perfect blend of modern comfort and suburban tranquility. With 1,872 square feet of thoughtfully designed living space and a .20-acre lot that backs up to a wooded HOA space and easement, this one-owner property provides one of the most serene and private lots in the neighborhood.As you approach, you'll be greeted by a lovely front porch, perfect for enjoying your morning coffee. Step inside and discover a bright and open floor plan with 9-foot ceilings. The downstairs features new luxury vinyl plank flooring, creating a welcoming and pristine atmosphere.The heart of the home is the well-equipped kitchen, which boasts upgraded cabinets, granite countertops, stainless steel appliances (including a new dishwasher), and an island with bar-height seating. Adjacent to the kitchen, you'll find an eat-in area and a separate dining room with a butler's pantry hallway, making entertaining a breeze. The spacious living room is bathed in natural light from abundant windows and features a cozy gas log fireplace, ideal for chilly evenings. A convenient downstairs laundry room with a folding counter and cabinets adds to the home's functionality. The primary bedroom, located on the main floor, is a perfectly sized space. Its ensuite bathroom offers a dual-sink vanity, a walk-in shower and soaking tub. The large walk-in closet provides ample storage. Upstairs, two additional nicely-sized bedrooms and a full bathroom complete the living quarters. Aside from the new luxury vinyl plank flooring and dishwasher; other recent upgrades enhance the home's appeal, including all new toilets and an insulated 2-car attached garage with pull-down aluminum stairs leading to a floored storage space. Outdoor living is a delight with the oversized private screened back porch. A fully fenced yard, large driveway and parking area with an electric gate, offers a perfect spot for both relaxation and play. Beyond your doorstep, the Bolton's Landing community offers an array of amenities, including a pool, clubhouse, walking trails, and sidewalks. Enjoy the vibrant community spirit with neighborhood yard sales, food trucks, craft sales, and holiday gatherings. With great restaurants and grocery stores like Harris Teeter and Publix just minutes away, everything you need is within easy reach. The friendly, family-oriented atmosphere, with kids playing and neighbors walking their dogs, makes this more than just a houseit's a loving place to call "home."
Source: CTAR #25026931
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.